The 5 Worst Scam Calls & How To Protect Yourself

Robocallers are developing new cunning and cutting edge methods to steal & scam millions from unsuspecting Americans. Below we help you understand the latest scams and the precautions you can take to protect yourself.

by Chelsea Davies, 22 October 2019 

The U.S. currently accounts for (38.7%) of global debit and credit card fraud according to Global Card Fraud,

 #5 Bank Card Fraud
How The Scam Works - You get a call from somebody, claiming they're from your credit card provider's fraud department. They then go on to claim that suspicious activity on your account has been found and to ensure your account has not compromised, they just need a little personal information from you.

How To Protect Yourself - This scam can be very convincing at first as the caller seems to already know information about you such your name, address or account number, however they use this to subtly convince you that they’re your credit card issuer and steal more sensitive information from you. Remember, NEVER give out credit card information on any call you did not initiate. Although you credit card provider may call you from time to time, it is always best to hang up and ring the number on the back of your credit card to verify who's calling. Also consider downloading an app issued by your credit card provider to stay on top and to stop any irregular activity on your account.

 #4 Insurance, Health Care & Debt Scams

How To Protect Yourself - Someone calls offering discounts on insurance, debt or health services and products. They might say the discount plan will save you money and that it meets the minimum coverage required so you won’t have to pay a penalty or look at other plans. Although some insurance, finance or medical discount plans provide legitimate discounts, many others can be scams that won't deliver on the services promised and others are attempting to steal your personal or financial information, so the they may use it to commit identity fraud.

How To Protect Yourself - Never give your money or your personal information to anyone who contacts you first. The people who offer legitimate help with the Health Insurance Marketplace – sometimes called Navigators or Assisters – are not allowed to charge you. Remember, a few government agencies might send you a letter (for example, Medicare and the IRS), but they will never ask you to wire them money or give your credit card number. If someone calls, emails, or texts and says they’re from the government, it’s a scam.

 #3 The Fake Charity Scam

How The Scam Works - The phone rings. The caller, asking for money, claims to be from the "Childhood Cancer Fantasy Fund." She explains the charity in some detail and offers you a generous gift in exchange for your donation. Perhaps it's a lottery ticket with a large and enticing prize! All you need to do is hand over your credit card details.

How To Protect Yourself - The first thing to do in any situation like this is to calmly and politely ask for the Charity's registration number. This usually scares of most scammers but in the case it doesn't, inform them you will look up charity and get back to them. Check with watchdogs such as Charity Navigator, CharityWatch and the Better Business Bureau's Wise Giving Alliance before you make any donations or give any personal information, and contact your state’s charity regulator to verify that the organization is registered and legitimate.

#2 The Fake Technical Support Scam

How The Scam Works - You receive a call from someone claiming to work for a big tech company such as Apple or Microsoft. They claim to have found an error on your computer or smartdevice and will attempt to talk you though the steps to 'fix' the issue. However, these 'steps' result in downloading malicious software to your device, allowing the scammer to steal your sensitive information or install ransomware that holds your device hostage until a payment has been made to the scammer.

How To Protect Yourself - Microsoft and other tech companies NEVER make unsolicited technical support calls. If someone calls you claiming to be from Apple or Microsoft's technical support, hang up immediately. 

 #1 Threatening Calls From The IRS 

How The Scam Works - Especially popular during tax season, IRS phone scams involve crooks impersonating federal agents. They sound official and may even provide a badge number. If immediate payment isn't made, they threaten lawsuits or may say the police are on the way to make an arrest. 

How To Protect Yourself - First of all, the IRS will not call you by phone, that's a pretty sure sign it's a scam. What's more, they typically ask for payment in the form of gift cards, something the IRS would never do. The IRS almost always makes its first contact via the mail, and it will never demand payment over the phone. Fraudsters like gift cards because they are untraceable, but they are a dead giveaway that a call is not legitimate. 

Preventing Robocalls Once & For All 
The easiest solution to preventing and protecting your landline phone from scammers is a robo call blocker. A robocall blocker is clever little device that plugs in to your landline phone and allows you to block a caller if they're not who you expected. 

The CPR V10000 Robocall Blocker is the most advanced one out there and comes pre-loaded with 10,000 of the worst robo scam numbers, so you can just plug it in and let it do all the work for you.  As demonstrated in this video here, the CPR V10,000 makes protecting your landline phone affordable and hassle free.

Report A Scam 
Call 1-877-FTC-HELP (1-877-382-4357) or go to ftc.gov/complaint. Your reports give the FTC the information it needs to launch investigations, and put scammers out of business.

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About CPR Call Blocker

CPR Call Blocker is one of America's leading experts in robocall blocking technology, preventing over 1 billion scam calls worldwide. 

For the last 10 years our aim has been to put scammers out of business and put people back in control of their privacy. We work with dozens of organizations such as the FCC Robocall Strike Force, Verizon, US Telecom - AT&T & the Arizona Attorney Generals Office.

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Finally, a solution to stop nuisance calls on landline! Give those unwanted calls the red-button treatment with the CPR V10000 Call Blocker for landline phones.

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With over 1 Million customers worldwide and over 12,000 product reviews, see what some of them have to say.

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Dave

Wow... just wow...

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This thing is amazing. Seriously. Our phone was ringing at least ten times a day and of those maybe one would be someone I wanted to talk to. 90% of the robocalls stopped as soon as I plugged it in, and over the past week I have been adding the others.

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Well worth the money,
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As the owner of a service company a good portion of my work day is spent answering the phone and I am so tired of all the marking robocalls, even with the Do Not Call Registry there are a ton of robocalls that still come in. We have about 8 phone lines that are incoming and even if each line gets on call a day that is 8 waste my time robocalls I have to field through. I resorted to the handy internet and discovered this little gem. Money well spent let me tell you, It came quickly was easy to install, unplug a phone line and plug it into the device and plug the power cord in the the outlet and viola we are on our way to freedom for marketing robocalls,

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AZ Jim

Bye bye robocalls

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The CPR robocalls blocker was easy to install and worked as advertised. I used the 'series' wiring and I don't get any one-time rings and the caller id data for non-blocked robocalls pass smoothly to my phone. I use a wireless system with several handsets and haven't noticed a difference in operations other than many of my unwanted robocalls are now blocked. I particularly like the ability to add a call to the blocked list using the phone handset in addition to the big red button.

Since I have my phone base station mounted on the wall, I needed to order a couple of reversed 2 foot phone cords as the included cords were too short. They'd be fine for a desk mounted phone, though.

I hate spending money for peace and quiet in my own house ,but 6 robocalls in 5 minutes the other day pushed me over the edge.

Haven't heard from my friend 'Ashley' from credit card services for weeks. Kind of miss her. Not!....

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